For the sake of argument, here's an interesting proposal and maybe you can figure out how you can get in on the bottom floor, because the equation is Guns and Greed divided by The Insurance Industry with a nice lobbyist payoff to the Republicans which might just = bypassing gun control legislation and making the NRA redundant.John Gear:
Rather than trying to limit access to or take guns away from law-abiding adults, we must instead insist that the adult responsible for a gun at anyinstant (maker, seller, or buyer) have enough liability insurance to coverthe harm that could result if that adult misuses it or lets it reach the wrong hands.
Who gets the insurance proceeds, and for what? The state crime victims' compensation fund, whenever a crime involving guns is committed or a gun mishap occurs. The more victims, the bigger the payout. The greater thedamage (from intimidation to multiple murders and permanent crippling), thegreater the payout. The insurers will also pay the fund for other claims,such as when a minor commits suicide by gun or accidentally kills a playmate with Daddy's pistol. This will reduce such mishaps. Insurance is very effective in getting people to adopt safe practices in return forlower premiums.
When a crime involving a gun occurs, the firm who insured it pays the claim. If the gun is not found or is uninsured (and there will still be many of these at first) then every fund will pay a pro-rated share of the damages, based on the number of guns they insure. This will motivate insurance firms--and legitimate gun owners--to treat uninsured guns as poison, instead of as an unavoidable byproduct of the Second Amendment.Thus, insurance will unite the interests of all law-abiding citizens, gunowners and others, against the real problem with guns: guns in the hands of criminals, the reckless, the untrained, and juveniles.